Rent Guarantee Insurance

Legal Expenses & Rent Guarantee combined	£99.99 * per year
Legal Expenses Only	£59.99 * per year
*covers you for £50,000 per incident and for all postcode areas. Plus insurance premium tax at 5%

A bad tenant can be a landlords worst nightmare, especially if there are rent arrears.

Even tenants with good references can cause problems.

The tenant could lose their job, they could refuse to leave the property or the rent could go into arrears. These problems are going to leave any landlord seriously out of pocket, even more so where there is a mortgage on the property and the payments still need to be paid.

These problems and many more can be protected against simply by taking out a Legal Expenses and Rent Guarantee Insurance policy. Whether you own just one property or a large portfolio of properties, the policy will provide you with that added peace of mind. Therefore, should you be unfortunate and get a bad tenant, you no longer need to be out of pocket or worry about your mortgage payments.

Protecting the rental income could not be simpler, just decide whether you require Legal Expenses only or Legal Expenses and Rent Guarantee and cover can be arranged for you instantly. It really is that easy to protect yourself.

A very key additional feature of the cover which we feel sets the policy apart from other insures and enhances the extensive cover already provided, is that the policy has no restriction on the length of time the rent arrears are paid in the unfortunate event of a claim. Therefore, you are not restricted to just 6 months rent cover when you take out this cover. You are covered for the full amount of rent you are owed until possession of your property has been gained.

Key Covers for our Legal Expenses only policy are

Rent Recovery
Provides cover for your legal rights to recover rent owed to you by your tenant

Eviction of Squatters
Provides cover for your legal rights to evict squatters from your property

Property Damage
Provides cover to pursue costs for physical damage to your property

Legal Defence
Provides cover to defend your legal rights if you are prosecuted in a criminal court following an event arising from letting your property

24hour Helpline Services Provides confidential legal advice on all personal matters, 24 hours a day, 7 days a week. Also provided is a Domestic Assistance helpline and a Counselling helpline.

Key covers for our Legal Expenses & Rent Guarantee policy are:

The above 5 covers plus:

Repossession
Provides cover for your legal rights in gaining possession of your property

Rent Arrears
We will pay your rent arrears to you if your tenant defaults on the rent. We also pay 50% of the rent for three months if your property requires repair after possession has been gained.

Tax Protection
Provides cover for you to be represented if there is a full enquiry into your personal tax affairs plus any subsequent appeal.

Contract Disputes
Provides cover for your legal rights for contractual disputes that relate to your property.

These covers are standard with our policy and are included in the annual premium of £99.99, or £59.99 if you only require Legal Expenses only cover.

We accept all postcode areas and all tenant types in the United Kingdom of Great Britain and Northern Ireland. The cover provides protection up to £50,000 per incident. Cover is provided by DAS Legal Expenses Insurance Company which is Europe’s leading Legal Expenses Insurance provider.

So don’t take unnecessary chances, insure today and let us protect your finances for tomorrow.